This was the thing.

that was fucking Me up for 2days trying to get cool hillclimb tracks to load. i tore shit apart. expert online advice... it was that this fucking button needed ti be unchecked. i am victorious.

Heavy GTR2 guy, 

Dirgedriven tried to help me with all of this on this thread.

He is the author of GTR2 Essentials which I am going to check out here